What should I do if I have a car accident?

What should I do if I have a car accident?

In the UK, there were 194,477 people injured on our roads in 2014. Driving a car, or even being a passenger in one is not without risk. 72% of car accidents occur on built up roads, so driving in a city or urban environment is riskier than driving on country lanes for example. If you are involved in a car accident, what should you do? As personal Injury Lawyers in Manchester, Cheshire and beyond we offer our expert opinions below.

Stay at the scene of the accident – it is an offence if you either fail to stop at the scene of an accident or fail to report an accident in which you are involved.

Check that everyone is ok – check that no one has been injured, if they have been injured phone for an ambulance and follow the advice of the call handler. If someone is unconscious or says that their back or neck hurts, do not try and move them until an ambulance arrives.

Call the police – if the Police attend make sure you get the name and number of the Police Officer and find out at which Police Station he is based.

Exchange details – give your vehicle registration number, your name and address, and that of the vehicle owner (if different) to the other driver and anyone else who may be involved. It is vitally important that you should also obtain similar details from the other driver, remember it is a two way process! If you don’t exchange details, then you must report the accident to the police within 24 hours.

Gather evidence – take photographs of the scene and the damage to the vehicles involved, get the details of any witnesses. Note the date, time, location, weather conditions, traffic conditions, road markings, signs or signals and any other information of note.

When you get home, you should contact your insurance company. They will go through all the information you give them and will be able to begin processing your claim and dealing with any repairs to your vehicle. Keep a note of any communications you have with your insurance company, the police and the other people involved in the accident, as well as receipts for any expenses you incur as a result of the accident, be they for medical care, loss of earnings or additional expenses.

Having car insurance is now a legal requirement in the UK, but it doesn’t mean that you will necessarily be adequately compensated for any injuries you sustain as a result of the accident. If you have been injured in an accident that wasn’t your fault, then you could be entitled to make a car accident injury claim for compensation on a no win, no fee basis. You may be contacted by the other driver’s insurers within a matter of hours. They may offer you a sum of money to settle any personal injury claim (eg whiplash) there and then. Very often they offer £1,000. However, it is impossible for insurers to value your claim without a medical report. They are simply trying to “buy off” your claim as cheaply as possible.

If you receive such an offer we suggest that you do not accept it and immediately contact Justine or Geraint at GO-Law, the specialists in car accident and personal injury compensation claims. They will quickly assess your case and help win you the compensation you deserve.

If you have been involved in a car accident and need more information on car accident compensation claims in Manchester, Cheshire and beyond please call Justine or Geraint at GO- Law on 01625 523 838 or email us on gowen@go-law.co.uk